A Beginner’s Guide To Travel Insurance

Travel Insurance

STEP ONE. Ensure that you have learnt the basic terms found in travel insurance policies. Learning the difference between ‘single trip cover’ and ‘annual cover’, or ‘golf cover’ and ‘winter sports insurance’ will help you to base your decision on your own specific needs.

STEP TWO. Now that you understand the basic terminology, you can start to assess your own needs. Think about what kind of traveller you are, where you’ll be going, and what kind of risks you might come across. It’s vital that you don’t miss this step, as you need to know that you’re covered for all eventualities.

STEP THREE. It’s also important that you understand the more complex terms used in travel insurance. This way, when you’re faced with the full policy wording you won’t be caught out by any industry mumbo jumbo. Try having a look at some sample policies online, which most insurance companies now provide.

STEP FOUR. Do some investigation amongst your nearest and dearest, finding out why they chose their policies. Do remember, of course, that every traveller has specific needs and requirements for their holiday, so you can’t rely entirely on the advice of others. However, this can be an easy way to begin your search.

STEP FIVE. These days, it seems like everywhere you go you’ll always come across adverts for price comparison sites. Though the adverts are generally quite annoying, comparison sites can actually be very helpful in letting you view the pros and cons of different policies side by side. Don’t be tempted to rely on them completely, but do have a look at them to see if they can answer any questions your research has opened up.

STEP SIX. Never underestimate the importance of research. Whilst advice from friends, family and comparison sites can seem very helpful, it is ultimately down to you to get the top deal out there for your trip. Research may feel a bit arduous at the beginning, but you’ll be thankful of it should you need to make a claim on your policy after your holiday.

In the end, it’s really quite simple to sort out your travel insurance policy. To get the best deal possible you will have to put in a bit of time and effort, but at least then you relax, certain that your holiday is in safe hands.

Travel Jobs – Make Adventure Your Career!

“Life is either a daring adventure or nothing. Security does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than exposure.” – Helen Keller

I want to open your eyes a bit to the wonderful opportunities the world has to offer. Other than spending 8-plus hours a day in a tiny cubicle, slaving away at something you hate, there are scores of things that you can do to make money in exciting, adventurous ways.

For most of these jobs you don’t need to be young or physically fit. You don’t need to have special training, or training that is not easily acquired. You just need to realize that they’re there and go and get ’em.

There are jobs that pay you to travel. There are jobs that give you free room and board. There are jobs that take you sailing, horse-back riding, mountain-hiking and to exotic islands. There are even jobs that pay you to dine at fancy restaurants.

The list of exciting travel and adventure jobs that are available to you is almost limitless. You can literally pick and choose what excites you the most. And if in the rare case your dream-job doesn’t exist – you can create it.

Did you know that:

There are literally thousands of commercial fishing companies in Alaska that are always looking for new employees. Most of them will pay for your round-trip airfare from Seattle to Alaska, give you free room and board and pay you $2,000 to $10,000 a month (with experience you could earn even more).

English teachers are in high demand around the world. Institutes and private individuals will pay you just for showing people something that you already know. Usually, no special certificates are required (you don’t even need to speak the local language), and you can make $200 a day by teaching English as a foreign language. Teach in Thailand, Japan, Brazil – wherever.

You can buy highly-prized items for dirt-cheap in countries around the globe, then sell them for huge profits. (Gold jewelry could cost you $100, you sell it for $1,000, earning you a profit of $900). One of the best ways to sell these items is through online auctions like eBay – and if you do it right you’ll be able to run your auction business from anywhere in the world.

There are humanitarian organizations, like the Peace Corps, that pay for your room and board, and give you a monthly income. You’ll be able to travel to foreign lands, help people, and get paid for it.

Your travel photographs are worth $$$. There are several places online (check out Shutterstock.com and iStock.com) where you can post your pictures. Every single time one of your pictures gets downloaded, you earn a commission. Once a picture is posted it stays there for as long as you like, and you continue to earn residual income from it, from anywhere in the world. Imagine how much you could earn each month with 1,000 pictures posted on several different sites.

Countless websites, magazines, newspapers and trade journals want your travel stories. When you write about your travel experiences these publications pay you for it. Also, when you show restaurants, tour agencies and hotels your writing credentials, they will often give you a big discount on their services.

Wildfires spring-up during the hot, summer months. They threaten forests, wildlife and homes. The people that fight these fires get room, board and travel expenses paid for. Plus, they get paid their standard hourly-wage, overtime pay, time and a half pay, and even hazard pay. Wildland firefighters consistently make thousands of dollars every week.

I could go on, but I think you get the idea. There is absolutely no reason at all to stay in a boring, unfulfilling job that you hate when so many fun, exciting and adventurous opportunities are out there.

Life should be an adventure. There are scores of adventurous job opportunities waiting for you to take advantage of them. So why wait? Get started today.

Peace Corps Volunteer? What is it Really Like?

Here is some information about what it is like to be a Peace Corps volunteer.

Is the Peace Corps a way to get a low budget vacation? Not exactly. You will indeed get to travel and see a fascinating part of the world you would probably never see otherwise. However it is also hard work, it is called volunteer work for a reason. But if you are not afraid of good honest work that helps people and makes the world a better place, then you might find the Peace Corps a wonderful adventure that you will never forget.

If you are in a situation where you really want to make a difference in the world but are unsure about how to start, you’ll find that the Peace Corps may be perfect for you. The Peace Corps is an organization that is made to promote world peace and friendship, and it’s members are all dedicated to serving that cause, but while this is a commendable goal, it does not necessarily give you a clear idea of what you can do in the Corps itself. Take a look at a few of the positions that are offered in the Peace Corps, and you will begin to see how much ground this organization actually covers!

Education,Youth Outreach, and Community Development

You’ll find that some volunteers in the Peace Corps are dedicated towards the young people of nations in need. They will take on training teachers of the country that they happen to be, and they will also take the time to make sure that there is critical thinking happening in the classroom. Not only are basic subjects like math and science taught, you will also find that Peace Corps volunteers will be working on things like health education and awareness of the environment.

Environmental Volunteers

Environmental volunteers will have more of a focus on the natural world, and their duties can run the gamut from educating a community of green practices to planting trees. This area of interest can cover a great deal, and brings in people from many different backgrounds.

Agriculture

Some Peace Corp volunteers choose to work primarily in agriculture, and their main goal is to increase food production while still staying true to appropriate environmental conservation practices. Once again, they can be involved in education or in actually helping in the fields themselves.

Information Technology

People who volunteer in the Peace Corps in the field of Information Technology will find that they are helping various communities work on computer and multimedia skills. They will work on things like record keeping, the development of regional databases and generally helping communities get connected on a local to a global level.

Business Development

Business development is perhaps one of the most varied volunteer opportunities offered by the Peace Corps, and people who choose this direction can find themselves working in cooperatives, women’s groups, youth groups, general education and even government offices.

HIV/AID relief

The role of individuals who choose to volunteer in this category is meant to provide hope and meaningful assistance to people who have been affected by HIV/AIDS. This can involve everything from education, to administration of medicine to counseling.

Health

Volunteers in the Peace Corps may also find that they are in a position to help educate the people around them and to promote awareness of immediate and far-reaching health issues. They might involved in helping spread safe drinking water practices, or getting out information about vaccinations and proper nutrition.